How to Get Free Credit Score from Credit Sesame
Thanks to the growing interest in credit, and how it affects finances, a number of consumers are increasingly interested in their scores. Your credit situation can not only impact whether or not you...
View ArticleFair Credit Reporting Act: Know Your Rights
Your credit report contains a great deal of information about your financial situation. And, while you might think that the information is restricted to your credit information, credit bureaus have...
View ArticleWhy Debt Consolidation Doesn’t Work…Usually
Want to know a secret about debt consolidation loans? They usually don’t work. There’s a lot of money to be made by promoting and arranging these loans, as well as the enormous hope that surrounds...
View ArticleThe Right Way to Do a Debt Consolidation
The situation outlined in Why Debt Consolidation Doesn’t Work…Usually is pretty typical, but if you want to do a debt consolidation this doesn’t have to be your reality. You can make it work, but there...
View ArticleDebt to Income Ratio: How Much Debt is Too Much?
While there are many different opinions as to how much debt is too much, the two ratios below are the most widely used measures of how much debt is manageable. These ratios are also known as...
View ArticleHow to Raise Your Credit Score with a Credit Card
You are finally seeing the light at the end of the tunnel. Your last debts have been paid off a few months back and your bank account is steadily growing for a change. You aren’t stressing...
View Article6 Reasons Not to Apply for a Store Credit Card
We have all experienced the uncomfortable situation of being offered a store credit card when we’re shopping. Whether you are buying groceries, consumer electronics, or some new home decorations, the...
View ArticleHow to Get Out of Debt
BeingFrugal.net began as a personal journal to hold me accountable for my commitment to get out of debt. Getting out of debt is a high priority for my family, and I like to write about it...
View ArticleUsing Secured Credit Cards to Rebuild Credit after Debt Issues
After suffering from debt issues, you may want to start rebuilding your credit as soon as possible. However, you are likely to find a combination of cold shoulders and vultures – some put you down, and...
View Article5 Steps to Paying off Credit Cards
A few years ago my husband and I paid off our credit cards. Finally. We had dreamed about paying off our credit cards from the day we got married. Unfortunately, we didn’t have a plan at […]Recommended...
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